MGAs and data
In the context of MGA incubators working with Insurtech start-ups this piece look at how technology based MGAs are acquiring and using data and the implications for the insurance market of these initiatives. The piece looks at insights this more detailed and more delineated data give on customer risks and customer behaviour and how this may affect risk pricing. Other areas covered include ‘niche specific’ data that MGAs have access to, the opportunity provided to innovate and to adapt, and whether, armed with the data, MGAs may consider taking risk in their own right.
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